In Michael Merullo, et al v. Amica Mutual Insurance Company, the United States District Court for the District of Massachusetts held that the 2016 Massachusetts Standard Automobile Policy explicitly excluded coverage for third party claims on inherent diminished value damages. The Court further held that there was “no other law” that would require Amica to cover claims of inherent diminished value. The Court dismissed the Complaint in its entirety and entered judgment for the insurance carrier.